The FY2027 President's Budget requests $9.40B for FHA-Mutual Mortgage Insurance Capital Reserve Account, within Housing & Urban Dev's MANDATORY PROGRAMS TOTAL, NET account. That is up 17% on the FY2026 figure of $8.05B, which is the enacted appropriation.
FY2026–FY2027
| Fiscal year | Basis | Amount |
|---|---|---|
| FY2026 | enacted | $8,053.0M |
| FY2027 | request | $9,399.0M |
Bases are separate columns and are never summed into one figure.
Housing & Urban Dev discretionary budget authority
From the OMB Public Budget Database — clean, summable, and the figure to cite for an agency total. It is the whole of Housing & Urban Dev's discretionary request, not a total of the parsed lines above, and this page never adds the two together.
What this funds
Holds the capital reserves of FHA's Mutual Mortgage Insurance Fund, which insures single-family mortgages made by FHA-approved lenders for the purchase, refinance, and rehabilitation of homes and supports access to homeownership for first-time and lower-income buyers.
Extracted from HUD Programs, p. 4. Verbatim; nothing here is paraphrased.
Ask this budget line
Answers come from the figures on this page and nothing else. These dollars are parsed from Housing & Urban Dev's Congressional Justification and are approximate — confirm anything that matters against the cited page.
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